House & Home Insurance - More insurance policies have a limit to the amount claimed for contents of garages and outbuildings. If you keep a lot of possessions in such places:- refer to your policy for the limits. Don't forget if you want cover for your personal items away from the home this is an optional extra. Any items or sets over £1500 need to be specified if taken outside the home.
Van Ins - Very few Van policies have the Third Party extension to drive other vehicles. Please make sure that you insure your van in the name it is registerred under - your own name or your buisness name. Please be aware that if you want your tools covered in your van especially overnight a seperate insurance will be required.
Tools Insurance - Business tools are not covered under House & Home Insurance or Van Insurance. Tools Insurance can be insured as an extension to Liability Insurance or as a stand-alone policy.
Car Insurance - You are required to notify an accident to the insurers within 24 - 48 hours of the incident. Some insurers will increase your policy excess if this is not done. Most insurers have a 24 hour 365 day claims reporting phone line which you will find in your schedule, policy wording or online. You must advise us of any accidents or driving convictions ASAP.
Green Card - Why is a Green Card needed?
A Green Card is an international certificate of insurance which guarantees that the motorist has the necessary third party insurance cover. These certificates prove that customers are suitably insured to drive in these countries. A physical copy of a Green Card on green paper is needed when traveling as digital copies are not currently accepted. If customers arrive at the border without a physical Green Card, they may not be allowed to drive in that country.
Barrs Insurance Services
R/O 28 Kennylands Road
If you have any queries or wish to make an appointment, please contact us: